Is an online insurance certificate accepted?

Yes, the emailed PDF complies with Article 15 and is accepted by embassies and visa centers. Print it and add it to your file.

What if my visa is refused?

Most insurers refund the premium upon presentation of the embassy refusal letter.

Does one policy cover several Schengen countries?

Yes, Schengen insurance is valid across all member states.

Can UAE residents of any nationality use these plans?

Yes, plans are open to all nationalities; the certificate is issued in the traveler's name with passport details.

Is an annual multi-trip policy accepted for a multiple-entry visa?

Yes, coverage for the first trip plus a commitment to remain insured for later trips meets the Visa Code requirement.

Schengen Visa Insurance from the UAE: Compare Plans for Expats

Many UAE residents (Indian, Pakistani, Filipino, Egyptian and other expat passport holders) need a Schengen visa for Europe. Travel insurance is mandatory for the application: compare compliant plans and get your certificate instantly, ready for your VFS appointment in Dubai or Abu Dhabi.

Insurance is a mandatory document for your visa file

Every Schengen visa application must include a travel insurance certificate covering at least 30,000 euros in medical expenses, valid across the entire Schengen area, including emergency hospitalization and medical repatriation, as required by Article 15 of the Visa Code. Without it, your file is incomplete and will not be accepted.

Where to submit your application

Most Schengen countries process UAE applications through VFS Global centers in Dubai and Abu Dhabi, based on your residence visa. Appointments are booked online and the printed insurance certificate covering your whole stay is part of every checklist.

Your compliant certificate for the embassy

Emailed within minutes, ready to print for your application file

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How much does it cost?

Plans for a two-week trip start around 15 to 25 euros (roughly AED 60 to 100) per traveler. Pay online with any UAE-issued or international card. Annual multi-trip plans are worth comparing if you travel to Europe several times a year.

Tourist, business, student or family visit

Whether for a short-stay visa (tourism, business), a long-stay visa or a family visit, the certificate must cover the exact travel dates in the applicant's name. A relative abroad can purchase the policy on behalf of the traveler.

Schengen Visa Insurance from the UAE

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