Terms & conditions
Company
The Schengen Cover website is a brand of OIB Group, a company with share capital of €1,000, registered with the Paris Trade and Companies Register.
SIREN 878 349 885
Registered office: 16 Rue Alexandre Parodi, 75010 Paris, France.
NAF code: 6622Z, APE: 672Z (insurance agents and brokers)
Registered with ORIAS under number 19007909
Publication director: David Dumont.
The website is hosted by Clever Cloud, 3 rue de l’Allier, 44000 Nantes, France.
Service
Philtr is a digital insurance comparator and broker for individuals and professionals.
Use of the website is subject to Philtr’s general terms of use.
Philtr accepts no liability for any inaccuracy, error or omission in information published on the website.
Philtr cannot be held liable for changes to administrative or legal provisions after publication. Information on the website may be corrected, updated or modified at any time without notice.
Comparison service
Legal information on the comparison service under Article D111-11 of the French Consumer Code is available on Philtr:
Insurance brokerage
Philtr is governed by the French Insurance Code and holds professional liability insurance and a financial guarantee under Articles L.512-6 and L.512-7 of the Insurance Code, with Liberty Specialty Markets Europ Sarl (LSME), policy no. MRCSBRO202011FR00000000029876A00.
For any complaint, please email [email protected]:
Philtr is independent and has no capital ties with any insurance company, mutual insurer or other commercial party featured on the website.
Personal data
When you purchase insurance, Philtr may store personal information.
Read our privacy policy on Philtr:
Complaints and mediation
If you have a complaint, please first email [email protected].
If your dispute is not resolved with Philtr or the insurer, you may contact the independent mediator:
La Médiation de l’Assurance, TSA 50110, 75441 Paris Cedex 09, France.
Intellectual property
The name “Philtr” is a registered trademark owned by OIB Group.
The website and all its components (images, logos, text, graphic charter, etc.) are the exclusive property of OIB Group. All related intellectual property rights, including reproduction rights, belong to OIB Group.
Any use, reproduction or representation, in whole or in part, of the website or any of its elements, for purposes or under conditions other than those permitted under Article L.122-5 of the French Intellectual Property Code, is prohibited without prior express authorization from Philtr.