Schengen Visa Insurance for Germany

Schengen visa insurance requirements

Every Schengen visa application requires a certificate covering at least 30,000 euros in medical expenses, valid across the entire Schengen area, including emergency hospitalization and medical repatriation, as required by Article 15 of the Visa Code.

Full guide to Schengen visa insurance requirements

German requirements

Germany applies the Visa Code to the letter: 30,000 euros minimum, full Schengen validity, dates precisely matching the stay, hospitalization and repatriation stated on the certificate. An imprecise document is a classic reason for an incomplete file. For long stays and university enrollment, Germany requires specific locally recognized coverage: see our long stay and student pages.

Medical costs in Germany

German healthcare is excellent and expensive: hospitalization quickly bills thousands of euros for an uninsured patient. The certificate your visa requires is also your real protection on the ground.

Get your certificate in 2 minutes

Compare compliant plans for your exact dates, pay online with your card and receive the PDF by email within minutes, ready to print for your visa file. Schengen Cover is free, with no obligation, and only lists policies accepted by embassies and TLScontact, VFS Global or BLS centers.