Cheap Schengen travel insurance: compare and save

How much does cheap Schengen travel insurance cost?

For a 7–15 day tourist trip, the lowest prices start around €15–25 per adult traveler. A 30-day trip may cost €25–45 depending on age. Travelers aged 65+ pay more on average, which makes comparison essential.

Is cheap insurance accepted for the Schengen visa?

Yes. Embassies and visa centers check certificate compliance, never the premium amount. A €30,000 policy is as valid as a €100,000 plan as long as dates cover your stay.

5 tips to pay less for Schengen insurance

These habits cut your bill without risking a visa refusal. Start by comparing offers systematically: for identical coverage, price gaps between insurers often reach 40–60%. Then align policy dates with your actual trip, with a one-day margin on each side, every unnecessary day adds to the premium.

Unless you need higher medical limits, €30,000 coverage (the legal minimum) is enough for the visa and the cheapest option. Insure all travelers in one purchase for group rates when available. Before confirming, check whether the plan refunds the premium if your visa is refused, valuable protection if the embassy rejects your application.

Why use a comparison tool instead of bank or card insurance?

Card or bank “travel cover” rarely meets Schengen requirements (€30,000, territorial validity, named certificate). Schengen Cover only lists visa-ready policies at the most competitive current price.

See also: cheapest Schengen visa insurance guide