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Schengen Visa Insurance Requirements Explained
Every Schengen visa application must include proof of travel medical insurance. Here is the complete checklist based on Article 15 of the Schengen Visa Code.
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The five mandatory requirements
Minimum 30,000 euros, all Schengen states, full stay duration, emergency care and repatriation, licensed insurer certificate.
- Minimum 30,000 euros medical coverage
- Valid across all Schengen member states
- Coverage for entire stay duration
- Emergency hospitalization and repatriation
- Issued by a licensed insurance company
What Article 15 of the Visa Code says
Regulation (EC) No 810/2009 requires adequate travel medical insurance covering repatriation, urgent medical attention and emergency hospital treatment.
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How to get your certificate online
Enter destination and dates, compare, pay online, receive PDF by email within minutes.
- Compare compliant offers
- Pay online
- Receive PDF instantly
- Print and add to your file
Common reasons applications get rejected
Dates shorter than stay, coverage below 30,000 euros, single-country validity, wrong traveler name, unlicensed provider.
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