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Cheapest Schengen Visa Insurance: Compare and Save
Travel insurance is mandatory for a Schengen visa, but you do not have to overpay. Compare compliant offers in a few clicks and receive your certificate by email right after payment.
⚡ Compare free: results in 2 minutes
Thousands of travelers trust us to get their Schengen visa insurance
How much does Schengen visa insurance cost?
The price depends on trip duration, traveler age and coverage level. Short tourist trips start at less than 1 euro per day per person. A two-week trip typically costs between 15 and 30 euros per traveler with the best-priced insurers.
Annual multi-trip policies for frequent travelers start around 100 euros per year. Comparing before you buy avoids paying two or three times more for the same coverage. It is the smartest move before any visa application.
Will the embassy accept a cheap insurance policy?
Yes, as long as it meets Article 15 of the Schengen Visa Code: minimum coverage of 30,000 euros for medical expenses, validity across all Schengen states, coverage of emergency hospitalization and repatriation. Embassies check the certificate, not the price you paid.
Every offer on our comparison tool meets these requirements and issues a compliant certificate accepted by embassies and visa centers (VFS Global, TLScontact, BLS).
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How to pay less for your Schengen insurance
A few simple habits can significantly cut your bill without compromising visa compliance. Always compare offers before buying: for equivalent coverage, gaps between insurers often exceed 50%. Then match coverage dates as closely as possible to your actual trip, because every extra day adds to the premium.
If you have no specific medical risk, 30,000 euro coverage (the legal minimum) is fully sufficient for the visa and remains the cheapest option. Insure all travelers in one purchase when possible: some insurers apply group discounts for families. Finally, if you plan several Europe trips in a year, an annual multi-trip policy is almost always cheaper than buying multiple short policies.
Instant certificate, accepted for your visa application
After payment you receive your insurance certificate by email within minutes. It includes everything embassies require: traveler names, coverage dates, coverage amount, and validity across the Schengen area.
If your visa is refused, most insurers refund the policy upon presentation of the refusal letter, valuable peace of mind before you even get your visa.
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Frequently asked questions
Clear answers to the most common questions before your Schengen visa application.
Related guides
More resources to compare plans, understand requirements and prepare your visa file.