Cheapest Schengen Visa Insurance: Compare and Save

How much does Schengen visa insurance cost?

The price depends on trip duration, traveler age and coverage level. Short tourist trips start at less than 1 euro per day per person. A two-week trip typically costs between 15 and 30 euros per traveler with the best-priced insurers.

Annual multi-trip policies for frequent travelers start around 100 euros per year. Comparing before you buy avoids paying two or three times more for the same coverage. It is the smartest move before any visa application.

Will the embassy accept a cheap insurance policy?

Yes, as long as it meets Article 15 of the Schengen Visa Code: minimum coverage of 30,000 euros for medical expenses, validity across all Schengen states, coverage of emergency hospitalization and repatriation. Embassies check the certificate, not the price you paid.

Every offer on our comparison tool meets these requirements and issues a compliant certificate accepted by embassies and visa centers (VFS Global, TLScontact, BLS).

How to pay less for your Schengen insurance

A few simple habits can significantly cut your bill without compromising visa compliance.

• Always compare: price gaps between insurers are significant for identical coverage.
• Match policy dates to your actual trip: every extra day increases the price.
• Choose 30,000 euro coverage if you have no specific health risk: it is the required minimum.
• Insure all travelers in one purchase: some insurers apply group discounts.
• For several trips per year, an annual multi-trip policy costs less than multiple single policies.

Instant certificate, accepted for your visa application

After payment you receive your insurance certificate by email within minutes. It includes everything embassies require: traveler names, coverage dates, coverage amount, and validity across the Schengen area.

If your visa is refused, most insurers refund the policy upon presentation of the refusal letter, valuable peace of mind before you even get your visa.